Debt Solution Triage Tool

Income

Salary or wages (take home):

Partner salary or wages (take home):

Other earnings (self-employment):

Universal Credit:

Jobseeker's Allowance (income based):

Jobseeker's Allowance (contribution based):

Income Support:

Working Tax Credit:

Child Tax Credit:

Child Benefit:

Employment and Support Allowance or Statutory Sick Pay:

Disability Benefits (DLA, PIP, Attendance Allowance):

Carer's Allowance:

Local Housing Allowance / Housing Benefit:

Council Tax Benefit:

Other benefits/tax credits (e.g., maternity benefit):

State pension:

Private or work pensions:

Pension credit:

Other pensions:

Maintenance or child support:

Boarders or lodgers:

Non-dependents' contributions:

Student loans and grants:

Other income:

Expenditure

Rent:

Ground rent & service charges:

Mortgage:

Mortgage endowment:

Secured loans:

Council tax/rates:

Appliance & furniture rental:

TV licence:

Other costs:

Gas:

Electricity:

Other fuel costs (coal, oil, etc.):

Water supply:

Water waste:

Other expenditure:

Public transport:

Hire Purchase or conditional sale vehicle:

Car insurance:

Road tax:

MOT and ongoing maintenance:

Breakdown cover:

Fuel, parking and toll road charges:

Other costs (including taxis):

Childcare costs:

Adult-care costs:

Child maintenance or child support:

Prescriptions and medicines:

Dentistry and opticians:

School uniform:

After-school clubs and school trips:

Other costs:

Pension payments:

Life insurance:

Mortgage payment protection insurance:

Buildings and contents insurance:

Health insurance (medical, accident, dental):

Other costs:

Home phone, Internet, TV package:

Mobile phone:

Hobbies, leisure or sport:

Gifts (birthdays, festivals, etc.):

Pocket money:

Newspapers, magazines, etc.:

Groceries:

Nappies and baby items:

School meals and meals at work:

Laundry and dry cleaning:

Alcohol:

Smoking products:

Vet bills & pet insurance:

House repairs and maintenance:

Clothing and footwear:

Hairdressing:

Toiletries:

Other costs:

Professional Courses:

Union Fees:

Professional Fees:

Other Professional Costs:

How to use this tool

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